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Pragmatically Absurd wrote:

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Little Ho Peep.

eta: I just realized that's a poodle, not a sheep. Hmm. Now I have to think of something slutty to go with "poodle."

OOOH, you are making this too easy. How about Ms. Little Ho Peep with a poodle lurves slurping on Ollie's "noodle"

Sheila mentioned her son often every day. Libra, not so much, but I have to admit, I don't listen to her or jerry on the feeds if there are other options. Often I just mute the sounds, when there aren't other options.

Libra DID say (the few times I was listening), that her hubby was a mortgage banker and that business has been booming for the past 4 years, just not so much this past year. My friend has ridden this same wave. He was hauling in 20 to 30K a month for the past few years, but I haven't talked to him recently to find out how his past 12 months have been. If her hubby had that many clients, like my friend, and wrote many upscale loans, it is possible they had this kind of cash flow. And I believe the IRS lien could be true because a lot of 1099 compensated folks just don't have the discipline to set aside half their check and file their quarterly taxes. So, they could have gone from just swimming in cash flow to barely making enough to cover their mortgage and then BAMMO, twins are born at the same time the industry slowed down. I wouldn't be surprised to find out she has an 80/20 loan on that big ass house of hers. An IRS lien wouldn't even get paid in a foreclosure, I don't think. How does that work when there is no equity in a home if it goes back to the bank? Or if it is sold for that matter? I don't know if the IRS can continue to follow their assets and continue doing liens or if it is a one time shot. Dunno. But I do believe she could be in dire straights financially. It sounds like both her and her hubby like to spend too much money.

Why the long fish here?

I had a 3400 square foot home in Austin back in 2003 to 2006 and it was $339K. My taxes alone were 10K a year on that house. The electricity was only about $200 a month because I lived in a non profit co-op area and only paid 8 cents a kilowatt. It cost about $100 a month to heat, hardly anything in the summer for the hot water (gas). The water bill was about $100 a month in the summer, about $30 a month in the winter because the fucking trash pickup was almost $20 a month. The landscapers were $100 a month year round even though they only mostly cut 9 months a year. My housekeeper was about $200 a month, twice a month. The mortgage was about $2500 a month. I was making about $15K a month, so having a house that cost about $4K a month to live in wasn't that hard. However, it was a bitch that the price didn't move while I owned it. I have managed to be on the wrong side of real estate several times in my life. I have managed to buy hi and sell low (not literally but pretty much) at least 4 times, twice in Texas and Twice in California. Oddly enough, I hit it right here in Michigan even though the market is bad in Michigan.